Loan Underwriter

Job Description * Approve or deny mortgage loans, following mortgage standards, according to VA, FHA, FNMA, FHLMC, Investor, QC and Bank guidelines * Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards * When denying a loan, specify investor and institution guidelines and basis for declining application; must be consistent with all decisions * Evaluate acceptability of loans to investors in the secondary market * Review credit reports and give loan officers and loan processors guidance on how to make the loan work * Ensure the needs of the customer are met * Senior level may supervise underwriters in department * Regular and predictable attendance and punctuality * Other duties as assigned Physical Requirements: * Must be able to remain in a sitting stationary position for extended periods of time * Constantly operate a computer and other office machinery * Ability to lift up to 25 pounds FNBT is an equal opportunity employer.