Senior Portfolio Risk Analyst

Job Description * Develop and maintain portfolio dashboards and analyses to identify emerging risks, adverse trends, risk layering, and data anomalies * Monitor credit concentrations, Board-approved limits, risk appetite metrics, and related mitigation strategies across material portfolio segments. * Execute and document portfolio stress testing and scenario analyses, including evaluation of related ACL, capital, earnings, and liquidity implications. * Coordinate watch list criticized and classified asset, risk-rating migration, and Special Assets governance reporting and escalation. * Administer and execute the Bank's ACL/CECL model, including data, assumptions, controls, analysis, documentation, reporting, validation support, and remediation. * Design, test, implement, document, and monitor approved AI agents, analytics, and automated workflows for Credit Risk functions. * Administer credit policy and exception governance and produce integrated, decision-useful reporting for the Chief Credit Officer, management committees, and Board. * Coordinate Loan Review, audit, examination, remediation, credit data, systems, and vendor-risk activities while preserving independent oversight. * Regular and predictable attendance and punctuality * Other duties as assigned * Physical Requirements: * Must be able to remain in a sitting stationary position for extended periods of time * Constantly operate a computer and other office machinery * Ability to lift up to 25 pounds FNBT is and Equal Opportunity Employer