Commercial Lending Portfolio Manager

Job Description * Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk * Receive and review loan applications; obtain and direct the analysis of all necessary financial data * Make decisions on loans and terms within established lending limits * Prepare loan packet for presentation to Loan Committee and/or Board * Close loans which includes obtaining attorney information, title, etc * Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials * Conduct analysis on loan accounts * Collect on past-due accounts * Seek out new business and sustain an active pipeline * Must develop and maintain relationships within the public eye * Conduct private banking for customers * Other duties as assigned Physical Requirements: * Must be able to remain in a sitting stationary position for extended periods of time * Constantly operate a computer and other office machinery FNBT is an equal opportunity employer.